Our picks for the best CD rates are offered by Barclays (5.10%), Ally Bank (4.80%) and Quontic Bank (4.95%). We’ve put together a list of the best CD rates from our top-rated banks, credit ...

Federal Deposit Insurance Corporation (FDIC) insurance protects your money if your CD issuer fails or becomes insolvent. The neat part is that you can buy CDs from multiple banks and receive ...

When you buy a CD, you are essentially loaning money to the ... can plan to have available on each date. The money can be used to address spending needs. Or, if it’s not needed, it can be ...

The data used is from S&P Capital IQ ... Select “My Accounts” and then “Buy & Sell” to search for and purchase CDs. There are two ways to purchase Vangaurd’s brokered CDs: new issues ...

The Fed is expected to continue cutting rates, which could lead to lower CD rates. It's a good idea to lock in a CD before rates drop even more, but investing your money could be a better bet ...

If you'll need the money you're saving in the next five years, you have two big choices about where to put it: You could buy a certificate of deposit (CD), or you could put the money into a ...

A zero-coupon CD works like a regular CD, except you buy it for less than face value, and it doesn’t pay out interest until maturity. When the account matures, you’ll receive the full face ...

A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this ...

CDs and bonds are both fixed-income investments, but CDs are a type of savings account and bonds are loans you make to a business or the government. Adam B. Frankel is a personal finance writer ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since ...

The CD player has been a staple of car stereos for more than two decade but digital music has now heralded its demise ...

When you buy a CD, you agree to leave your money with the ... for people who have a CD and need to borrow money. They may be used by people who don't have other savings to tap or other investments ...